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Author Topic: Equifax Announces Cybersecurity Incident Involving Consumer Information  (Read 5239 times)
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seahorse
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« Reply #20 on: September 10, 2017, 05:14:47 AM »




Federal Trade Commission

Credit Freeze FAQs

(Frequently asked questions)


If you’re concerned about identity theft, those reported mega-data breaches, or someone gaining access to your credit report without your permission,
you might consider placing a credit freeze on your report.

    - What is a credit freeze?
    - Does a credit freeze affect my credit score?
    - Does a credit freeze stop prescreened credit offers?
    - Can anyone see my credit report if it is frozen?
    - How do I place a freeze on my credit reports?
    - How do I lift a freeze?
    - What’s the difference between a credit freeze and a fraud alert?


https://www.consumer.ftc.gov/articles/0497-credit-freeze-faqs
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« Reply #21 on: September 10, 2017, 05:20:33 AM »




Former Gov. Roy Barnes, others file Equifax data breach class action

    Scott Trubey The Atlanta Journal-Constitution

10:44 a.m. Saturday, Sept. 9, 2017 Technology

   

A team of lawyers, including former Georgia Gov. Roy Barnes, has filed a class-action lawsuit against Equifax over the massive data breach that has compromised the personal information of more than 140 million U.S. consumers.

The lawsuit filed in U.S. District Court in Atlanta faults Equifax for “gargantuan failures to secure and safeguard consumers’ personally identifiable information … and for failing to provide timely, accurate and adequate notice” to consumers that such sensitive material had been stolen.

The lawsuit said plaintiffs Brian F. Spector, of Florida, and James McGonnigal, of Maryland, are each victims of the breach. McGonnigal alleges he has “recently had four credit accounts opened in his name without his authorization.”

Read More:

http://www.ajc.com/business/former-gov-roy-barnes-others-file-equifax-data-breach-class-action/x1byRfcdw2ABAkxpFerrBL/
« Last Edit: September 10, 2017, 05:22:09 AM by seahorse » Logged

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« Reply #22 on: September 10, 2017, 05:27:46 AM »



Were you affected by the Equifax data breach? One click could cost you your rights in court

    - The credit reporting firm said Thursday it detected a data breach in July that affects 143 million consumers.
    - On Friday, Equifax added an opt-out clause to its terms of use, but it still requires arbitration instead of litigation to settle disputes for those who do not opt out.
    - Consumer advocates are lashing out at Equifax for requiring arbitration.


Liz Moyer   Published 3:33 PM ET Fri, 8 Sept 2017  | Updated 6:52 PM ET Fri, 8 Sept 2017

https://www.cnbc.com/2017/09/08/were-you-affected-by-the-equifax-data-breach-one-click-could-cost-you-your-rights-in-court.html
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« Reply #23 on: September 11, 2017, 11:07:04 AM »




 
Equifax Faces Multibillion-Dollar Lawsuit Over Hack
Class action seeking to represent 143 million consumers alleges company didn’t spend enough on protecting data.

By Polly Mosendz  September 8, 2017, 8:55 AM EDT

https://www.bloomberg.com/news/articles/2017-09-08/equifax-sued-over-massive-hack-in-multibillion-dollar-lawsuit
« Last Edit: September 11, 2017, 11:13:16 AM by seahorse » Logged

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« Reply #24 on: September 11, 2017, 11:12:05 AM »



Is Equifax’s Cyber Insurance Enough to Cover Breach?

By Sonali Basak | September 11, 2017   

Bloomberg  

Equifax Inc.’s insurance against cyber breaches is likely inadequate to cover the credit-reporting company’s costs tied to one of the biggest hacks in history, according to people familiar with the coverage.

The company holds a policy that would probably cover about $100 million to $150 million, with costs shared by carriers in the London market and elsewhere, said the people, who asked not to be identified discussing a private contract. Though Equifax’s eventual expense may not be known for years, it could be multiples higher than the insurance payout, given what the company has disclosed and the costs at hacking victims like Yahoo and Target Corp., they said.

Read More

http://www.insurancejournal.com/news/national/2017/09/11/463769.htm
« Last Edit: September 11, 2017, 11:13:42 AM by seahorse » Logged

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« Reply #25 on: September 11, 2017, 11:18:34 AM »






The Equifax Situation Continues to Worsen

By Joel Hruska on September 11, 2017 at 7:28 am  17 Comments

https://www.extremetech.com/internet/255311-equifax-fine-print-keeps-getting-longer-situation-mostly-gets-worse
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« Reply #26 on: September 11, 2017, 04:49:35 PM »



 

Equifax hit with at least 23 class-action lawsuits over massive cyberbreach

Kevin McCoy, USA TODAY Published 4:55 p.m. ET Sept. 11, 2017 | Updated 5:20 p.m. ET Sept. 11, 2017

https://www.usatoday.com/story/money/2017/09/11/equifax-hit-least-23-class-action-lawsuits-over-massive-cyberbreach/653909001/
« Last Edit: September 11, 2017, 04:52:47 PM by seahorse » Logged

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« Reply #27 on: September 11, 2017, 04:51:30 PM »





Hello Monkey's,

Has anyone seen Brandi's, cute, little Doctor (avatar)?  

I have a headache.  

 
T.Y.
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« Reply #28 on: September 11, 2017, 07:35:37 PM »




Tech


Chatbot lets you sue Equifax for up to $25,000 without a lawyer

by Shannon Liao Sep 11, 2017, 8:00pm EDT


Equifax’s security failure affected 143 million US consumers, or 44 percent of the US population. To add insult to injury, Equifax waited over a month before revealing the security breach it had suffered. If you’re one of the millions affected by the breach, a chatbot can now help you sue Equifax in small claims court, potentially letting you avoid hiring a lawyer for advice.

Even if you want to be part of the class action lawsuit against Equifax, you can still sue Equifax for negligence in small claims court using the DoNotPay bot and demand maximum damages. Maximum damages range between $2,500 in states like Rhode Island and Kentucky to $25,000 in Tennessee.

"You still have to serve the legal forms yourself"

The bot, which launched in all 50 states in July, is mainly known for helping with parking tickets. But with this new update, its creator, Joshua Browder, who was one of the 143 million affected by the breach, is tackling a much bigger target, with larger aspirations to match. He says, “I hope that my product will replace lawyers, and, with enough success, bankrupt Equifax.”

Read More

https://www.theverge.com/2017/9/11/16290730/equifax-chatbots-ai-joshua-browder-security-breach
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« Reply #29 on: September 11, 2017, 07:39:36 PM »





6 Equifax hack rumors fact-checked

by Anna Bahney  September 11, 2017: 5:55 PM ET

http://money.cnn.com/2017/09/11/pf/equifaxmyths/index.html
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« Reply #30 on: September 11, 2017, 07:43:47 PM »




       

Three Equifax Managers Sold Stock Before Cyber Hack Revealed

By Anders Melin September 7, 2017, 5:59 PM EDT September 8, 2017, 9:17 AM EDT

    Trio didn’t know about the intrusion when selling, firm says...
   

Read More

https://www.bloomberg.com/news/articles/2017-09-07/three-equifax-executives-sold-stock-before-revealing-cyber-hack
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« Reply #31 on: September 12, 2017, 01:31:30 AM »


 


 

A new website lets you automatically sue Equifax with a click

 
Ethan Wolff-Mann  Yahoo Finance  September 11, 2017


(Snipped)

How the chatbot works

Earlier this year, Browder had developed a custom software that allows him to quickly create a “chatbot,” a program that asks users questions. Using the answers, the chatbot can create useful forms — in this case, the documents needed to take Equifax to court.

With a team of mostly volunteer lawyers, Browder worked around-the-clock to get this new Equifax-suing robot on his DoNotPay website.
“I thought, what if there were a way to file small claims in all 50 states? So I researched a process and found it’d be easy to do,” Browder said. “The small claims court is rigorous and efficient.”

Read More

https://finance.yahoo.com/news/new-website-lets-automatically-sue-equifax-click-214730288.html
« Last Edit: September 12, 2017, 01:33:55 AM by seahorse » Logged

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« Reply #32 on: September 12, 2017, 07:57:24 AM »






How to defend yourself against identity theft after the Equifax data breach

Adam Shell, USA TODAY Published 4:31 p.m. ET Sept. 11, 2017 | Updated 5:02 p.m. ET Sept. 11, 2017

(Snipped)

"A freeze takes your credit report out of circulation."


Read More:

https://www.usatoday.com/story/money/2017/09/11/how-defend-yourseafter-equifax-data-breach-credit-report-freeze-strong-defense-against-identity-thef/654065001/



« Last Edit: September 12, 2017, 01:38:36 PM by seahorse » Logged

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« Reply #33 on: September 12, 2017, 01:10:00 PM »


 

Equifax, Bowing to Public Pressure, Drops Credit-Freeze Fees for 30 Days



Your Money  By RON LIEBER  SEPT. 12, 2017


You howled in protest, and Equifax had no choice but to respond.

On Monday, the company said on Twitter that it would waive all fees for the next 30 days for people who want to freeze their Equifax credit files.


Read More:

https://www.nytimes.com/2017/09/12/your-money/equifax-fee-waiver.html
« Last Edit: September 12, 2017, 01:11:34 PM by seahorse » Logged

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« Reply #34 on: September 12, 2017, 01:32:07 PM »


 


 

A new website lets you automatically sue Equifax with a click

 
Ethan Wolff-Mann Yahoo Finance  September 11, 2017


(Snipped)

How the chatbot works

Earlier this year, Browder had developed a custom software that allows him to quickly create a “chatbot,” a program that asks users questions. Using the answers, the chatbot can create useful forms — in this case, the documents needed to take Equifax to court.

With a team of mostly volunteer lawyers, Browder worked around-the-clock to get this new Equifax-suing robot on his DoNotPay website.
“I thought, what if there were a way to file small claims in all 50 states? So I researched a process and found it’d be easy to do,” Browder said. “The small claims court is rigorous and efficient.”

Read More

https://finance.yahoo.com/news/new-website-lets-automatically-sue-equifax-click-214730288.html



Reaction by Brandon on Yahoo
 
Brandon
5 hours ago (abt. 9:00 am)

I'm going to step in here and just take my lumps--just pile the thumbs down on me before you even read this because you won't like what I have to say. I'm an attorney, and while I don't practice this kind of law, I started my career out working for a Circuit Court judge for two years. I can tell you that just like you wouldn't perform surgery on yourself if you needed it, you shouldn't be in court by yourself. Read More...

Read more of Brandon's comment # 10 down in the comment section, or 'reaction' as Yahoo terms it.

https://finance.yahoo.com/news/new-website-lets-automatically-sue-equifax-click-214730288.html
« Last Edit: September 12, 2017, 01:59:38 PM by seahorse » Logged

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« Reply #35 on: September 12, 2017, 01:53:16 PM »





 

CBS News September 12, 2017, 12:31 PM

Equifax hack: Financial expert Mellody Hobson says "assume you are breached"

https://www.cbsnews.com/news/equifax-data-breach-assume-you-are-impacted/#comment

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« Reply #36 on: September 12, 2017, 05:17:20 PM »



U.S. senator on Equifax hack:

'Somebody needs to go to jail'
 
Reuters  September 12, 2017  By Pete Schroeder

(Adds NY, Massachusetts attorneys general statements)

WASHINGTON, Sept 12 (Reuters) - A U.S. senator on Tuesday called for a criminal investigation of executives from credit bureau Equifax Inc for stock sales after a massive data breach this summer, comparing their actions to insider trading.

 (Snipped)

Senator Heidi Heitkamp, a Democrat on the Senate Banking Committee, said it was "disturbing" that it appeared Equifax executives sold nearly $2 million of company stock in the time between learning of a sweeping hacker intrusion and making it public. Read More:

https://finance.yahoo.com/news/u-senator-equifax-hack-somebody-153800083.html
« Last Edit: September 12, 2017, 05:30:13 PM by seahorse » Logged

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« Reply #37 on: September 13, 2017, 05:14:31 AM »





Equifax data breach FAQs: Answers to your biggest questions

    Alex Thomas Sadler Clark.com

7:21 p.m Tuesday, Sept. 12, 2017 Business and Money news


http://www.ajc.com/business/personal-finance/equifax-data-breach-faqs-answers-your-biggest-questions/7GyVWV8Vk2pe868C4C6zvI/
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« Reply #38 on: September 13, 2017, 05:22:19 AM »




Business
Sep 12 2017, 8:58 pm ET

 
The One Move to Make After Equifax Breach

by Ben Popken

https://www.nbcnews.com/business/consumer/one-move-make-after-equifax-breach-n800776
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« Reply #39 on: September 13, 2017, 12:44:04 PM »





 

You can block your SSN at the SSN office.  I was told it can not be done over the phone.  

« Last Edit: September 13, 2017, 01:16:14 PM by seahorse » Logged

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