"the preemption of state oversight...has led to fraudulent..."

[WhiskeyGirl]

State Insurance Regulators Say Health Care Reform Must Address Costs

Praeger also cautioned Congress against preempting patient protections, solvency standards, fraud prevention programs, and oversight mechanisms that states have in place to protect consumers. "As members of this committee know all too well, the preemption of state oversight of private Medicare plans has led to fraudulent and abusive marketing practices that would have been prevented under state law, bringing considerable harm to thousands of seniors," she said.

Urging Congress to avoid prescriptive measures for states to follow, Praeger maintained that developing broad standards would maximize state flexibility to implement reforms in a manner that is responsive to local and regional market conditions. Such reforms include design and administration of health insurance exchanges, expansion of assistance to low-income persons, and development of cost containment strategies.

http://www.insurancejournal.com/news/national/2009/05/12/100410.htm

Where is the reform in Barack's plan?  All I see is downpayments and more spending.  No reform in sight.

jmho