AIG's DEBT to TAXPAYERS. How much exposure do TAXPAYERS really have?

[WhiskeyGirl]

How much are taxpayers on the hook for because of AIG?

Here is an article that talks about how much AIG owes taxpayers.

What AIG Really Owes Taxpayers
Joshua Zumbrun, 09.01.09, 07:00 PM EDT
Yes the company is on the hook for big money, but nowhere near the $182.5 billion being talked about.

...AIG has received a $70 billion investment facility from the Treasury, a $60 billion line of credit from the Federal Reserve, and the Fed also pledged $52.5 billion to create two special entities to purge bad assets from AIG's balance sheet. Add it together, and that's $182.5 billion. But that is not what AIG actually owes the taxpayer.

http://www.forbes.com/2009/09/01/aig-bailouts-fed-business-washington-aig.html

The article goes on to say that AIG hasn't accessed all that money, therefore they don't owe it.  Also, that dividend payments haven't been made to taxpayers, and some other stuff.

Privatized profits?  Socialized losses?

How much will taxpayers lose if AIG fails again?  How much are taxpayers on the hook for?

What is the 'line of credit' given to AIG and should it be reduced?

Pay down the debt, eliminate the money from the money supply?

AIG may not have spent the money, but do they still have access?

How much is 'access' costing taxpayers?  Lost opportunities?